Free tool
Subscription Optimizer
List your monthly subscriptions to see what they cost relative to income. Add or remove entries as needed.
Your numbers
Updates instantly as you type. Nothing leaves your browser.
Total subscriptions
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Results
Your personalized analysis
Total subscriptions
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% of income
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Optional subs to cut
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Key insights
Derived from your inputs, updates as you edit.
Visual breakdown
Allocation and comparisons at a glance.
Next steps
- Enter your numbers to see personalized advice.
A subscription optimizer lists recurring charges so you can see total monthly burn and decide what to keep, downgrade, or cancel. Enter each service and price to surface quiet drains on variable spending.
Use this tool before rebuilding a budget if streaming, apps, and memberships have piled up. Small monthly fees compound into a large annual cost that rarely feels painful one charge at a time.
Cut or pause unused services, then update the spending analyzer and budget planner with the new totals. Pair with our subscription trapping article for behavior tips that make cancellations stick.
Frequently asked questions
Is the Subscription Optimizer free to use?
Yes. This calculator is free, runs in your browser, and does not require an account or store your inputs.
Who should use the Subscription Optimizer?
Anyone who wants a quick, private way to model subscription optimizer scenarios before making money decisions.
Where can I learn how to use this tool?
Each tool has a step-by-step guide on Budget Planner HQ covering inputs, results, and recommended next actions.
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